For instance, many contractors will have a catalog of classic, modern, and contemporary design options for everything from paint and flooring to blinds and curtains. Taking on a home improvement project involves making many choices. If some of those choices are a little too difficult, consider consulting with a home improvement specialist to help you decide what design options your home needs. You never know what your options are until you consult with a professional. The end expenses ought to be insignificant, yet the financing cost will be higher than they are on your current first home loan.